Francis Family Insurance Agency
Francis Family Insurance Agency
Home2025-10-14T18:39:27-04:00

Personal insurance for individuals and families

Insurance coverage for your business

No business is the same, but many companies share common risks. These key commercial insurance policies can help protect your business from common accidents, lawsuits, and damages. We offer tailored policies to help protect your business from fast-moving risks.

General Liability

Provides coverage for third-party claims related to bodily injury, property damage, and advertising injuries. General Liability covers injuries occurring on your business premises or business activities that cause damage to someone else’s property.

Commercial Auto

If your business owns vehicles used for business purposes, such as delivery trucks or service vehicles, commercial auto insurance provides coverage for those vehicles. This includes liability for accidents and physical damage coverage for the vehicles.

Workers Compensation

If your business has employees, workers’ compensation insurance is usually required by law in every state. It provides coverage for medical expenses, lost wages, and rehabilitation costs for employees who are injured on the job.

Commercial Property

Commercial property insurance covers physical assets such as the business building, inventory, furniture, equipment, and fixtures against risks like fire, theft, vandalism, and natural disasters.

Cyber Liability

Businesses today increasing rely on digital systems and store customer data electronically. Cyber liability insurance helps cover the costs associated with data breaches, including legal fees, notification costs, and credit monitoring for affected customers.

Professional Liability

Professional liability insurance, aka Errors & Omissions (E&O), can help cover legal expenses if your business is sued for a mistake, missed deadline, project scope disputes, negligence, or other risks associated with customer satisfaction.

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Francis Family Insurance Agency

Focusing on efficiency & performance in Grand Blanc, Michigan.

Francis Family Insurance Agency delivers personalized insurance solutions exclusively to our clients in Michigan. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. With a comprehensive range of insurance solutions, including home, auto, life, commercial, business, and workers’ compensation insurance, we’re dedicated to providing peace of mind and financial security for individuals and businesses.

Our experienced team of professionals is committed to tailoring insurance policies that meet your unique needs, offering expert guidance, and exceptional customer service.

We represents a carefully selected group of financially strong, reputable insurance companies. Therefore, we are able to offer you the best coverage at the most competitive price. Discover the protection you deserve with Francis Family Insurance Agency, your one-stop insurance destination.

With our in-depth experience and local, relationship building focus, we can guide you through every step of the insurance process.

Our Clients Love Us

Every customer has a different story to tell based on their individual experience with Francis Family Insurance Agency. We take pride in our customer service and we believe in offering only the best services to our customers.

8313 Holly Rd B, Grand Blanc

4.9 83 reviews

  • Avatar Aaron Bell ★★★★★ 2 months ago
    My agent Kelsey did a wonderful job explaining and helping me to get my insurance switched over quickly! Far better rates than many others I highly recommend the company and the services they provide!
  • Avatar Dustin Peterson ★★★★★ 2 months ago
    If I could describe Francis Family Insurance in one word it would be STELLAR. Francis Family Insurance took care of me, and Kelsey answered all of my questions within minutes. Google lets me choose 5 stars when I would choose 10.
  • Avatar Heather B ★★★★★ 3 weeks ago
    Shoutout to Kelsey, bought a vehicle over the weekend and called up there Monday as soon as they opened, she got us squared away. Called back to tell us we have the policy that allows us tows which we did not know about! Really knew what … More she was doing. I definitely prefer this insurance provider.
  • Avatar Devon Pipkin ★★★★★ 5 months ago
    Quick, easy, responsive and saved me some money!
  • Avatar Kelli Topolnicki ★★★★★ 5 months ago
    Kelsey is so great! We love her and she has saved us a lot of money shopping around for the best insurance rates $$$$
  • Avatar Michael Brown ★★★★★ 5 months ago
    We switched to Francis Family Insurance a little over a year ago when our rates went up with the carrier we had at the time. Kelsey did a great job finding the perfect coverage for us at the best price. Again, this year, at renewal time … More she worked with us to meet our needs once more, as our requirements had changed. She is a true professional and an excellent communicator and represents the company in the very best way possible. We are very pleased with the service we have received and would highly recommend Francis Insurance to one and all.

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Questions About Insurance? We’ve Got Answers.

What information do I need to provide to get a quote?2024-08-17T17:14:15-04:00

To get a quote for Commercial Auto Insurance, you will need to provide details about your business operations, the types and number of vehicles to be insured, the primary use of each vehicle, driver information, and any previous claims history. This information helps insurers assess risk and provide an accurate quote.

How does Commercial Auto Insurance differ from Personal Auto Insurance?2024-08-17T17:14:15-04:00

Commercial Auto Insurance covers vehicles used for business purposes and typically offers higher liability limits than Personal Auto Insurance. It also includes coverage options specifically designed for business use, such as Hired and Non-Owned Auto Coverage and higher liability limits.

Can I insure multiple vehicles under one policy?2024-08-17T17:14:15-04:00

Yes, Commercial Auto Insurance allows you to cover multiple vehicles under a single policy. This is particularly beneficial for businesses with a fleet of vehicles, providing comprehensive coverage and simplifying policy management.

Do I need Commercial Auto Insurance if my employees use their own cars?2024-08-17T17:14:15-04:00

Yes, if your employees use their personal vehicles for business purposes, you should consider Hired and Non-Owned Auto Coverage. This policy provides liability protection in case an employee’s personal vehicle is involved in an accident while performing business tasks.

What does Commercial Auto Insurance not cover?2024-08-17T17:14:15-04:00

Commercial Auto Insurance does not cover intentional damage, personal belongings inside the vehicle, or certain types of business equipment. For coverage of personal belongings, consider Personal Property Insurance. For business equipment, Inland Marine Insurance may be appropriate.

How long do employees have to file a Workers’ Compensation claim?2024-08-17T17:14:16-04:00

The time frame for filing a Workers’ Compensation claim varies by state, but it typically ranges from 30 days to two years from the date of the injury. It’s important for employees to report injuries as soon as possible to ensure timely processing and receipt of benefits.

Can employees sue their employer if they have Workers’ Compensation Insurance?2024-08-17T17:14:16-04:00

In most cases, Workers’ Compensation Insurance prevents employees from suing their employer for work-related injuries. This coverage is designed to provide benefits without the need for litigation. However, employees can still sue in cases of gross negligence or intentional harm by the employer.

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Get your insurance quote today from Francis Family Insurance Agency

Get your insurance quote today.